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On-line Privacy and Security |
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Your privacy on the Internet is as
important to us as your safety when driving a Indigo Marina, which is why we at
Tata Motors believe in an active approach to safeguarding your privacy on-line.
You can interact and remain assured that confidentiality, security, and your
individual right to change your mind protect you.
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Confidentiality |
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In certain areas of this site you may choose to share personal
information with us, such as your name, address or even your driving interests.
We may use this information for marketing research and other marketing and
service related purposes like sending brochures you request and keeping in
touch by e-mail. Any personal information you choose to share with us will not
be disclosed to anyone outside of Tata Motors, our related companies, or our
business partners who are contractually obligated to keep personal information
confidential, unless required by law (see Tata Motors Financial Services
Privacy Policy below for details). We will never exchange or sell your personal
information to any other company. Customer telephone calls may be recorded to
protect you and our staff.
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Owners' Circle: Account Setup |
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To set up an account, we do ask users to provide a valid VIN for
vehicles purchased in India. In order to set up an owner's circle account we do
require users to provide a valid email address, as well as create a unique user
name and password. In addition this area allows you to receive personalized
Tata Motors news and information via email. Users can be removed from the
Owners' Circle by emailing a request to the Webmaster.
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Security |
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All information in our possession requires a unique password and
username to access it. With this password you can edit, delete or add to
information you have shared while visiting our site. Additionally, the
information you include in a credit application is secure while in transit to
us.
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Site Traffic Monitoring |
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We collect anonymous information about every visit to our site
by tracking Internet Protocol (IP) addresses on an aggregate basis. We do not
link IP addresses to any personal information associated to the individual
visitor. We use this information only to determine how to make future visits
more convenient and productive for all Tata Motors enthusiasts. We also collect
browser type, access time, and the URL where a user is entering or exiting the
site.
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Cookies |
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Cookies produce a luxury and convenience similar to that of
memory seats. They save you the trouble of reentering certain information in
some registration areas; help to deliver content specific information to you,
and track which sections of the site are most popular. The cookies we use are
elements of data stored by your browser on your hard drive. Usage of a cookie
is in no way linked to any personally identifiable information. They are used
on the site only to store and access the unique username and e-mail address you
have provided us. For example, in the registration area requesting your user
name and e-mail address, cookies allow us to fill in that information for you.
Our use of cookies is controlled and guided by our policy on confidentiality
shown above.
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Subscriptions |
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You will only receive e-mails or mailings from Tata Motors if
you have requested to be on our correspondence list. If you are currently on
our list and do not wish to receive further information from us, simply tell us
by updating your preferences. Any personal information you share with us can be
updated at any time.
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Correcting/Updating Personal
Information |
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When a user's personally identifiable information changes (such
as zip code), or if a user no longer is interested in our service and we are
notified of such changes, we will endeavor to correct, update or remove that
user's personal data provided to us. Your Personal information can be updated
at any time.
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Links |
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Though our site contains links to other sites, we are not
responsible for the content, links or privacy on any of those sites.
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E-mail Links |
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We use e-mail links throughout the site to allow you to contact
us directly with any questions or comments you may have. We read every message
and try to reply promptly to every one. Information in the message is used to
respond directly to your comments or questions. We may also file your comments
to improve the site and programs, or review and discard the information. Your
personal information is not shared with third parties without your explicit
permission.
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Tata Motors Financial Services |
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In order to register for the Tata Motors Financial Services,
specifically for our online personal banking we require information such as
name, email address and mailing address. We also required additional
information such as social security number, drivers license and date of birth.
The information is strictly used to verify a person’s identity and is not
shared with any other party without your explicit consent.
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Banking Security |
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Transaction Security: |
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The banking services site has SSL Version 3 (Secure Sockets
layer) from Netscape. This provides a "security handshake" to initiate the
connection. This encrypts and decrypts the data sent. The encryption is based
upon technology that uses military-grade public/private key encrypted
information in the client request and server response. All information is fully
encrypted, such as the content of terms submitted (i.e., credit card numbers),
access authorization information (such as user names and passwords), and data
returned from the server to the client. Secure SSL sessions are established in
Tata Motors Online Services areas where your personal information is being
transmitted, including online services, account related e-mail, and customer
service areas.
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Server Security: |
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The servers are protected by several security mechanisms. First,
Filtering Routers restrict access to only approved network paths. Second,
firewalls limit access and prevent certain attacks. Hewlett Packard’s Virtual
Vault backs up checkpoint Firewall-1, a leading product in the firewall
industry. Virtual Vault helps create a secure environment for financial Web
applications and helps protect against errors in server software and its
applications. Application and Insider Security: Virtual Vault also provides
strong authentication of customers and proper enforcement of authorization for
transaction requests. Within Virtual Vault there is an application that
provides the only access between inside and outside compartments. The Trusted
Gateway also validates URL references and performs certain other calculations
to prevent unauthorized scripts from being executed. Virtual Vault also has
insider security application. With Virtual Vault, users must log into their own
accounts and may access only the administrative commands for which they have
authorization. Virtual Vault also provides an audit trail to trace unusual or
unauthorized transactions.
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External Server Security: |
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The server must interface to the external server that is used by
the financial institution for core processing, such as balance inquires,
history inquiries, and monetary transactions. These interfaces are done through
firewalls and Encrypting Routers using Virtual Private Network (VPN)
technologies. VPN creates a secure encrypted tunnel from a router or firewall
to a matching device on the other end of the network.
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Some Privacy FAQs: |
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Q. Will Tata Motors Financial Services
retain and collect my personal information? |
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A. We collect, retain
and use information about you only where we reasonably believe that it will
help administer our business. We must be able to identify and distinguish you
and your products and services to prevent unauthorized entities from accessing
your personal financial information. |
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Q. What should I do when I have
finished accessing confidential data? |
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A. When you have
finished using a secure area of the Tata Motors Web site, make sure you always
click on the "Log Out Button." When you click on it, you will be given the
option to end your secure session. No further secure transactions can be
conducted without re-entering your User-ID and password. |
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Q. Why can I still see some of my
account information even after I have pressed the "Exit Secure Area" link? |
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A. Browser software
often "caches" pages as you look at them, meaning that some pages are saved in
your computer's temporary memory. Therefore, you may find that clicking on your
back button shows you a saved version of a previously viewed page. Please keeps
in mind that caching in no way affects the security of your confidential
User-ID or password. If you use your computer in a public place, please read
below. |
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Q. What should I do if I am using a
"public" computer? |
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A. If you use a
computer that others also work and you are uncomfortable that they may view
"cached" pages after you have left the station, quit/exit your browser software
before leaving. This will decrease the possibility of anyone viewing
confidential information. No other users will be able to access your account
information online without your User-ID and password. |
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Questions |
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If you have further questions about our
Privacy Policy, the practices of our site or your experience with our site, you
may contact the Site Representative.
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Legal |
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By visiting this site you are agreeing
to the terms as outlined above and in the Legal section. We reserve the right
to change our Privacy Policy at any time. |
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Our Commitment to Privacy |
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This notice is being given to you on
behalf of Tata Motors, and provides you with our policies on the handling of
non-public personal information (“Customer Information”) about you.
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Any Customer Information you choose to
share with us will not be disclosed to anyone outside of the Tata Motors or our
business partners. We will not, without your consent, release specific
information about you or your account to third parties, except where such
release is necessary to complete a transaction you have requested or unless we
are required or allowed to do so by law.
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Information We Collect |
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As part of providing you with our
products and services, we obtain Customer Information about you. We define
Customer Information as:
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• Name
• Address
• Social security number
• Income
• Information from a credit application
• Information from a consumer credit report
• Account balances
• Account history
• Telephone numbers
• Payoff balances
• Anything related to a transaction
• Or any other type of information about you that is gathered, stored or shared
with a third party, Affiliate or vendor |
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Making the Security of Information a
Priority |
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We limit access to Customer Information
to only those employees who need it to perform their job duties while providing
products and services to you, or to maintain or service those products or
services. We maintain physical, electronic and procedural safeguards that
comply with Federal regulations to protect Customer Information.
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Sharing information within Tata Motors |
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We share Customer Information about you
within the Tata Motors. Any of the Tata Motors Family of Companies may disclose
certain information to each other in connection with your account and to assist
us in providing offers for products or services that may be of interest to you.
We are permitted by law to share with our Affiliates, information about our
transactions or experiences with you, such as your account balance and payment
history.
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Sharing information with companies that
work for us |
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We may share Customer Information with
non-affiliated companies that work for us. These companies may include
financial service providers such as insurance companies or banks and
non-financial companies such as those that provide your monthly statement. All
of these companies act on our behalf are contractually obligated to keep the
Customer Information that we provide to them confidential and use the
information only to provide the services we have asked them to perform for you
and us. We may share Customer Information with non-affiliated companies that
market our products and services or with whom we have joint marketing
agreements. |
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Disclosing information in other
situations |
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We may also disclose Customer
Information to credit bureaus, courts or other authorized governmental
authorities, as required by law. These may include disclosing information in
connection with a subpoena, fraud investigation, audits, or public record
filings. Tata Motors Financial Services may disclose certain Customer
Information to a nonaffiliated third party in connection with an investigation
to locate our collateral or to recover an outstanding debt.
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Keeping up-to-date with our Privacy
Policy |
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We will give you notice of our privacy
policy annually, as long as you maintain an ongoing relationship with us. If
your account(s) become inactive or closed for some reason, we will continue to
treat and safeguard Customer Information about you, our former customer, as
described in this notice. |
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